How To Make Buying A New Car An Even More Exciting Experience

Last year, about 1,500 Brits did exactly that, by picking up their new Mercedes-Benz straight off the production line in person. They flew to Germany, toured the factory and then drove their shiny new Merc back home.

Mercedes-Benz has a team dedicated to ensuring that customers who opt for personal collection enjoy a relaxing and luxurious VIP trip to pick up their new car. They will put together a personal collection package that includes a choice of business class flights, four star accommodation in Germany, taxis to the hotel and factory, transit number plates and vehicle insurance and a choice of crossings from Calais to Dover. They will even arrange hotel bookings for the return journey on request.

Three different factory locations are involved - Bremen in the North, or Stuttgart and Rastatt in the South - depending on the model. Each offers a variety of local attractions (including in Stuttgart the fascinating Mercedes-Benz Museum, which is the birthplace and spiritual home of the car) and a number of alternative routes back through some of Europe's most beautiful countryside. In fact, many people take family members or friends with them, to create a special break with a unique difference.Apart from being genuinely fascinating, the special guided factory tour is an excellent opportunity for the new owner to find out just how much time, attention and technology was put into building their car - and there's something extra special about being the first person ever to take it out on the road



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New Car Dealers, You Have a Future in Buy Here Pay Here, Part 4 - Loan Origination

In Buy Here Pay Here, selling the car is not the difficult part. The hard part is deciding on who and how to give credit to your customers. This is called Loan Origination and believe it or not, it is the key to success in BHPH. A good loan, good collections and a good customer all start at the time the loan is originated. In this article I will discuss the basics and give you some tips for success.

In a retail used car or new car dealership, all the customers info is gathered and packaged in such a way as to get the customer approval in the eyes of the bank or finance company where you are trying to get the loan approved. If the customer gives the bank some questionable info, your salesperson may or may not care. It is not his money and not his responsibility. In addition, all the checking and verification the banks do, has to make up for the fact that the customer is not sitting in front of them for an interview. From the dealers perspective, once the deal is paid and delivered, it really is not your concern what happens to that customer and his loan.

With BHPH loan origination, this all changes. You care deeply about time on the job, net income (not gross), time at residence, debt ratio, weekly or monthly payment the customer needs to make (affordability), and the condition of the car. You not only have to verify all this info, but look at it to make a proper credit decision. You need to sure that the customer can afford the car, the payment and that the car is reliable. If it stops running, they normally stop paying. It's not in the contract, but that is the practical effect.

So how do you do this. If you've already joined a 20 group (previous articles in this series) you are on the right track. There are also companies like "SubPrime Analytics" and "AutoZoom" that will assist you with data and help you design your loan origination. Set this up and design your systems early, before you put too many loans on the books.

Some tips...

-Use experienced loan people from the BHPH industry or a related industry.
-DO NOT let your salespeople approve loans!
-Be sure all documentation the customer is expected to bring in is real and included in the deal BEFORE the car is delivered.
-Would you loan that person the money they need to buy a car?
-You need to understand and check on your collections and loan origination every day.
-Use good software for BHPH to deliver and collect the debt.
-Get experienced BHPH help to set up this aspect of your business.
-Do it right the first time.

If you do a good job at this phase of the set up and running of your operation, the rest will fall into place.

More to come.

Charles Pompey is the owner of DigAps.com and Car-Lotta Credit.

DigAps.com... Comprehensive Web Sites and Internet Merchandising ONLY for Buy Here Pay Here dealers. Charley builds results oriented BHPH web sites, improves existing web site performance, manages PPC programs, does advertising consulting, speaks to 20 groups, dealer groups, and is available for individual consulting and speaking engagements. DigAps.com will get you additional credit applications, and sales, from your website in the first 30 days!

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Selling Your Model Car Collection

You have been collecting model cars for years. When other boys were getting bikes and other toys for the holidays you were thrilled to open your packages and see the newest model cars to hit the market. In a rush you take them to your room and added them to a spot of honor on your many shelves where the rest of your collection rests comfortably. Taking your model cars out of their package would have been unthinkable. You were happy to keep them in their pristine condition until the time finally comes when you decide all is right and you can open each one in pride.

However, as time has gone on so have you. You have grown up and find yourself with much less time for collecting models than you once had. When given the choice of time with your collection or time with your family the family now wins out. You would like to pass your collection on to someone else who will be just as passionate about it as you are. At the same time you would like to get a fair value out of it since you know that some of the model cars in your collection are worth quite a bit. How do you go about doing this?

The first thing you need to do is to determine the relative worth of your collection. By checking with collectors magazines and online you can easily get the values for most of the model cars in your collection. Once you have this information you are ready to begin your search for the right buyer. If you are looking for someone quickly the best thing to do is to list them on a free Internet listing site so that you can move them easily. Another option is to sell them as a collection on an Internet auction site. There are many different ones out there so you just need to find the right one that suits your needs.

If you are looking to get the most value out of your collection and you don't care about splitting up your collection then an auction is the best way to go. You can list each of your model cars individually so that you get the best deal. This way can be much more time consuming however as you do have to handle each one as a separate auction. If you do not prefer to go this route then you might consider another couple options as well.

If there are local flea markets in your area they make a very good tool. Many different types of collectors browse flea markets looking for new objects for their collection. Odds are you can move several of your model cars this way. If you cannot move them all at once you might speak to one of the dealers that are regulars about buying your collection at a slightly discounted rate. Usually you will find one that is happy to add to their sales items.

The other choice is normally a last choice. Many areas have a local auction house where you can take your model car collection to be sold. This is a very low paying way to sell your collection. You will not get as much as you want but if you need to move it quick then list it this way with no minimum bid. With these options in mind you should now have some ideas as to how you would like to sell your model car collection. Who knows, maybe with these gone you can begin to collect some new ones!

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Are New Car Price Quotes Online Legit

There once was a time, almost twenty years ago, when the only way to find out the fair price for a new car was an arduous task. A new car shopper had to gather Sunday newspapers, drive from car dealer to car dealer, and haggle, haggle, haggle. Even then, the only price the buyer had was the price regional auto dealers were willing to give. How were they to know if they had the best possible price? How were they to know if car shoppers just a few cities over were getting better deals or not? The only way, would be to somehow contact other people who purchased the same new car, or drive several miles to explore the pricing of other car dealerships.

Fortunately, today's car buyers live in a completely different market. In many ways, new car pricing is in the hands of the buyer. With the invention of the Internet, and the incredible access it gives modern shoppers to information, today's car buyer should be as informed as the local dealer when it comes to cost, hold-backs, incentives, financing, and dealer profit margin. There is no reason a buyer should test drive a new car without already knowing the absolute best price they can get.

Fortunately, today's car buyers live in a completely different market. In many ways, new car pricing is in the hands of the buyer. With the invention of the Internet, and the incredible access it gives modern shoppers to information, today's car buyer should be as informed as the local dealer when it comes to cost, hold-backs, incentives, financing, and dealer profit margin. There is no reason a buyer should test drive a new car without already knowing the absolute best price they can get.

So, is this online new car information accurate? Are online car prices legitimate? Can a buyer trust the information so freely served up on hundreds of car shopping websites around the country? The answer: Possibly.

The truth is, about 95 percent of all online car shopping sites are really just lead aggregators. Modern web technology makes it simple to build a car buying site that is loaded with model specifications, new car builders, and fairly accurate pricing data. The trouble is, they pull the consumer in with all the fancy gadgets only to collect personal information, submit it to their lead aggregation database, and then resell their visitors' personal info to hundreds of advertising and marketing firms, or to the major car buying sites.

So how does a modern car buyer find accurate information and pricing without sacrificing their privacy, or worse, ending up in the databases of hundreds of advertising agencies? The answer is really simple. Stay with the trusted sources. Do not enter your personal data into a form on a car shopping site unless it is known to be a trusted authority in the auto industry.

There are many trusted authority sites in the auto industry. All of these can be classified into two categories: Dealer Lead Suppliers or Consumer Negotiation Advocates. Dealer lead suppliers include sites from the automakers themselves, dealership websites, and sites such as Autobytel.com, KBB.com, Edmunds.com, NewCars.com, etc. Consumer Negotiation Advocates include sites like CarsDirect.com, AutoSeek.com, and others. Of course there are major differences between these two types of sites.

Dealer Lead Suppliers serve up a lot of information for car shoppers. Sites like Edmunds.com and KBB.com are jam packed with model specifications, trim and color options, and much more. TrueCar.com goes as far as showing visitors real-time car deal data from dealerships throughout the country. By tracking vehicle registration information, they publish extremely accurate new car pricing information. However, by serving up this wealth of "inside" information that used to be reserved for auto industry insiders, they are in actuality trying to compel you to do the one thing that generates them cash: complete an online purchase request form.

By giving car buyers unprecedented access to new car information, Dealer Lead Suppliers are able to entice millions of visitors to complete online new car price request forms. The data collected by these forms, predominately the visitor's contact information and buying preferences, is then sold to local new car dealerships, automakers, and auto finance companies. After completing the form, the car shopper should expect several phone calls from regional salespeople. Therefore, Purchase Request Form equals Calls from Regional Salespeople.

Consumer Negotiation Advocates have an entirely different business model. On the front-end they appear almost identical to Dealer Lead Suppliers. Like the other types of sites, they serve up unprecedented new car information. They give model specifications, trim and color options, and exceptionally accurate new car pricing data. And, like their competitors, they too want to compel the visitor to complete a new car price request form.

However, the Consumer Negotiation Advocates have a different use for the data collected by the forms on their sites. Instead of selling this data to car dealerships or manufacturers, they want to either keep the data or sell it to regional car brokers. The majority of these types of sites sell the data collected by their forms to brokers. Car brokers then contact local dealerships and negotiate on behalf of the car buyer. Many car brokers are long-time industry insiders and have tools at their disposal to help them drive down sales prices, increase trade-in values, and reduce finance costs. As their name suggests, they work as advocates for buyers throughout the deal process. The sites that do not sell data collected by their forms conduct the car broker services themselves.

For the most part, new car prices online are accurate. In many ways, they are more accurate and more informed than pricing sources that existed prior to the creation of the Web. In exchange for publishing access to better information, sites that tout new car prices online hope to gather personal contact information and buying preferences from their visitors. Their primary source of revenue is either the sales of data collected by forms on their sites, or car broker services.

Therefore, before a visitor completes an online Purchase Request or New Car Price form, they should consider the ensuing result. Do they want calls from local dealer salespeople? Do they want to haggle with the dealership themselves? Or, do they want a person with extensive industry knowledge and experience to act on their behalf throughout the process? The best deals, by a slight margin, are the result of the negotiating skills of Consumer Negotiation Advocates. Either way, a well informed, modern car shopper will get a better deal and more accurate new car pricing than buyers of the past.

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Japanese Used Car Exporters

Japanese cars Toyota, Mitsubishi, Nissan are the world renowned for its high quality finish and quality. These are durable and known for its long life. Therefore, there is no harm in buying these used cars. Thousands of these cars sold very cheaply in all over countries of the world like UK, United Arab Emirates, Tanzania, Russia, Philippines, India, Kenya, Singapore, Chile, Ireland, Peru, Bolivia, Paraguay, New Zealand and Pakistan and Mauritius.

Japanese drivers are careful to maintain their car mechanically and cosmetically so all the cars put up in auction look good virtually. Cars in Japan are subject to strict emissions standards under the Japanese government that encourage the sale of used cars faster than any other countries. The government is very careful about safety system, if car is getting old more than 5 years then they suggest you to buy new one and put an old one for auction. The used Japanese cars are peerless on price, quality and cleanliness. There is intensifying battle between Japanese auto giants and South Korean competitors in the market.

 

EXPORT/IMPORT ONLINE :

Internet is the best solution to find the best exporter. Nearly all the car exporters are available online; we have to do detail research before buying the car. It is better if we contact directly to the exporter not a middleman and take detailed information of dealer. Search the best online vehicle exporter with the help of online vehicle export listings. Second thing is that always check whether safety system used by the exporter is recognized by the Japanese Government. Select the car and its model number, and then make payment through a secure online system. There are lot of scams happens online, like the picture which shows in a web are different from what you see your car standing at the door. Therefore pre examination is necessary before shipment to avoid any risk.

Generally, most exporters are responsible for organization and completion of vehicle transportation till the vehicle arrives to your home or Port of Destination (POD). At the POD, responsibility of the possession laid on the importer. Dealer charges may depend upon their policy. They cost for their searches and services separately or add into final price. They may have a fix price or charge on percentage basis. During shipment marine insurance is also added on final price. Be aware that importing laws are different in different countries. Some countries require the car pass, an inspection before shipment like the JAAI inspection is required in India, Mauritius, Tanzania, Kenya, Bangladesh and others. When the car visits to your country check that all the custom duties and taxes have been paid to avoid any further tensions and headache In case the damage occurs during shipping, the bearer has to suffer all financial losses.

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Classic Cars For Sale

 

 Building, restoring and or looking for Classic Cars for Sale, Classic Muscle Cars for Sale, and Classic Cars and Trucks for Sale has be come a tremendous hobby for the baby boomers. They seem not to be able to get enough of those big shiny and in many cases very fast cars of the 50s, 60s and early 70s. Yes American muscle cars of the 60s and the big boats of the 50s are the most popular at car shows and Classic Car Auctions. The Classic Cars for Sale at these Classic Car Auctions number in the hundreds and seem to be growing in numbers every year. These cars are no longer in production but have not lost their value or their appeal. In fact the Classic Old Cars for Sale in today's market can cost as much as 100 times what they sold for new. I think one could replace a stop sign at many intersections with the words Classic Cars for Sale and get a better response rate. If the Classic Cars for Sale, Classic Muscle Cars for Sale, is any indication the Classic Cars for Sale fever is alive and well in America. It is a major television event in the month of January every year one any Classic Car buff would not want to miss.

The amount of Classic Cars for Sale there number in the thousands and not all are expensive or over priced many are very affordable for the average person. The events and the Vender's are also very extraordinary to see, every thing from road side memorabilia such as old signs and old fashion gas pumps, to 900%2Bhp Vipers and big block V8 powered motorcycles. So if you can make it to Scottsdale Arizona next January for the fantastic Barrett Jackson Classic Car Auction you won't be disappointed. The whole week of the Barrett Jackson Classic Car Auction is a great experience for anyone that grew up in the 50s or 60s it's very nostalgic just to be there.

This year at Barrett Jackson there was a great show put on by event controllers and that was an exhibition of Drifting. In case you don't know what that is it is basically when a Driver or Drivers as in this case place their cars in a some what controlled slide. It was amazing to watch these two Ford Mustangs Gets race side by side around just a few feet apart sending up a cloud so smoke from the tires and never collide. The crowd really loved it especially the children in the stands they were on their feet the whole time trying not to miss the action. This was the first time I had seen drifting done live it was really enjoyable.

One more thing I have to mention was the side by side drag racing on a stage. This was accomplished by chaining two Ford Mustangs to portable dyno machines with huge three foot tachometers and speedometers for the crowd to watch. Then two driver's names are drawn from several hundred names of the drag racing hopefuls and the race is on. Each driver is given instructions on what he is allowed to do then the starting lights flash down and away they go. The cars hit second gear the tires chirp and the speedometers climb. The event is held every hour and is exciting to watch as the crowd cheers on their favorite driver. In all of the races that I witnessed the speeds reached well over 100mph in the Quarter mile that each car was driven on the imaginary track Barrett Jackson you really know how to throw a party.

So before you go running off to the nearest Classic Car for Sale auction to pluck your hard earned money on your favorite Classic Car, here are a few things to remember. First remember UN-restored Classic Cars are cheaper but you have to be ready to spend a lot of time and or money to restore the car to 100% original condition. Second those parts can be hard to find, thank heaven for eBay, although there a great number of company's that have started making new parts that look and work just like the original ones. You can sometimes find Classic Car Parts at some of your local junkyards but the chance for finding a rare Classic Old Car or undiscovered Muscle Car for Sale are very slim. Some of these automobile Bone yards may have few vintage cars but they will be the four door models and will have small block V8's or six cylinder motors in them and not desirable collectibles. The third thing that I highly recommend is when you go to view any Classic Car for Sale that you have available some way of checking engine numbers and VIN numbers. Because every Classic Car collector knows that the right engine numbers with the right VIN numbers are a must. If you have ever had Classic Car for Sale you know the first words out of your mouth are DO THE NUMBERS MATCH.

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Toyota Car Modification

Toyota Yaris Modification

Toyota Prius Modification

New Toyota Camry

New Toyota Camry

Toyota Camry Hybrid Concept

The World Of Collection Cars

Collection cars are highly sought and even have special trade shows dedicated to their very existence. In the world of collectors, you have mechanics who can rebuild old cars to look new, individuals who have protected the original beauty of the car without extensive restoration or collectors who completely build collection cars from the ground up. Every year, collectors gather at shows around the world in order to view a variety of collection cars together in one place.

Early camaros, vintage mustangs and other muscle cars or trucks are just a few of the collection cars that are showcased at trade shows. In exchange for an entry fee, event organizers accept collection cars into their show and award prizes for the top entrants. All collection cars are judged by preselected experts, who decide which are the best of the lot so to speak.

Collection cars are not only nice to look at, but they also bring a pretty price for their owners. Antique and collection cars are highly sought among collectors, but are also popular among those who simply wish to reminisce about their glory days. In addition, many collection cars are purchased for investment purposes. If preserved, collection cars may continue to increase in value during the years to come. If entered into additional car shows, they may continue to win awards or garner media attention that will make them even more desirable.

Collection cars will not be found at the local car dealership, but they are close by for the enthusiast who doesn't mind doing their research. Some of the best places to search for collection cars are specialty magazines, the local newspaper's classified ad section, televised or local trade shows, and even online. Before purchasing anything online, buyers are urged to conduct due diligence on the automobile. An in-person inspection, along with a mechanic's observation, should be conducted prior to signing on the dotted line.

Quite often, collection cars are invited to participate in local parades. No matter the time of year, these auto enthusiasts are anxious to showcase their set of wheels and are proud to ride as part of many parades on an annual basis. Many collection cars can be entered into parades by contacting the local city hall to inquire about participation. Everyone loves collection cars, including those who don't characterize themselves as collection car enthusiasts. From the professional mechanic to the hopeful auto designer and the child who isn't even old enough to sit behind the steering wheel, collection cars are a sight to behold and are celebrated by all who appreciate classic detail at it's finest.

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Classic Car Collecting

Classic car collectors are not at all unlike art collectors. What with the time and resources that they both invest in either acquiring or restoring and maintaining pieces that they consider priceless and worth having, but that may seem cumbersome and not worth investing time and money in to anyone else. Classic cars are generally anything that are 25 years or more -- with most collectors having a special preference for cars built in the 1960s or before; whatever the case this is impressive as most cars usually have a lifespan of between 10 to 15 years. Car manufactures build cars not only for their functionality as a mode of transport but also throw in such considerations as aesthetics and definitely not only for streamlining purposes.

Besides their outer beauty, classic cars might represent various things to their respective collectors with the values of most classics appreciating along with their ages. For most collectors or classic car connoisseurs, there is a satisfaction derived from having restored an auto classic to its glory days, when it was first manufactured; a feeling similar to that derived from purchasing your dream car. This is coupled with an existing potential market for restored cars that one can take advantage of. An interesting development in the classic car genre is the emergence of model specific clubs which cater to the primary interests of owners of particular models and where members can sell or buy cars or trade tidbits regarding maintenance.

Classic cars might also fall into several categories such as muscle or luxury, and collectors might harbor a general bias towards one or the other. A lot of the classic car collections comprise muscle cars that have been manufactured between the 1950s and 1970s -- with a number of the collectors having a special preference for the larger, more powerful V8 engines. Some makes that exude classic muscle include the Detroit Big Threes, namely the Ford Mustang, the Chevrolet Camaro, and the Pontiac Firebird -- others are the Chevrolet Chevelle, the Dodge Charger and the Chevrolet Impala. Some classic luxury cars include the 1948 Delahaye, Rolls Royce, Jaguar, and the Bentley -- all of which have been further developed with time, but which have still maintained major aspects of their primary designs. Another interesting aspect of cars, in general, is color -- which can be used to accent the aesthetic value of your car with certain colors evoking certain responses. Certain car models also appear more interesting in particular colors, red is, however, an accepted standard in beauty with some muscle cars actually appearing more menacing in this color.

 

Some of the major challenges further faced by classic car collectors, and which further increase the premium placed on them, include unavailability of parts which are mostly non existent due to these cars no longer being manufactured and -- if these parts are available, then they might be ridiculously priced. This has, however, partially been taken of by the emergence of model specific clubs which bring together classic car connoisseurs with particular interests.

Have a fun and safe time on the road, and visit us to find the best deal on the insurance coverage you need. Get money-saving tips on finding low cost auto insurance and helpful information finding the cheapest car insurance from Auto Insurance Rates Direct today.

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